Fraud & KYB Checks

Last updated: April 7, 2026

Fraud Checks & KYB

Data provider

Glide uses Middesk as our KYB provider - the only U.S business identity provider with complete reliance on first party data sources only (Secretaries of State, IRS, USPS, OFAC, etc.). All 52 secretaries of states are supported (all 50 states, plus Washington D.C. and Puerto Rico). Middesk built, owns and operates these pipelines - enabling us to have 100% coverage and freshness. Middesk is able to control the quality of the data provided normalization and 100mm+ internal business records.

Data Freshness

Middesk’s data refreshes as frequently as each state database refreshes (in some states, on a daily cadence; in other states on a bi-weekly cadence). This is compared to the once every 6-9 months by older solutions like FIS BizChex & Qualifile.

Inputs for KYB

  • Name

  • Address

  • TIN

  • Website (Optional)

Databases searches

  • Secretary of State in all 50 states (always)

  • IRS TIN match (always)

  • Provided website and domain record (If provided)

  • Industry regulatory bodies (NPI, FMCSA, FDIC, etc. - as necessary)

  • USPTO and trademark data (as necessary)

Data returned:

  • Registered entity name

  • Registered entity addresses

  • Business license status

  • Entity formation date, time in business

  • Formation state

  • Entity type (corporation, LLC, partnership, etc.)

  • Officers and directors

  • Address type (residential, commercial, CMRA)

  • All Secretary of State records

  • Geocoded address data

  • Sanctions list results (OFAC, DDTC, BIS)

Signals returned

  • Whether the tax ID belongs to the entity in question

  • Whether the tax ID belongs to other known entities

  • Whether website belongs to business entity

  • Domain registration relative to entity formation

KYB responses

There are 40+ possible responses to the fraud checks run on businesses. These responses are outlined here.

Example Fraud & KYB section on Glide Dashboard:

OFAC Screening: Individuals vs. Business Entities

Glide performs OFAC screening through two different vendors depending on the applicant type:

  • Individual applicants (business owners, authorized signers, and control persons) are screened through Plaid Monitor, which runs as part of the Plaid Identity Verification process. OFAC results for individuals appear on the Fraud Check report (Plaid Monitor).

  • Business entities are screened through Middesk, which runs OFAC checks against all available lists. This is not configurable. Results appear on the KYB report.

Glide does not perform continuous OFAC monitoring — screening occurs at the time of application only.