Configuring Your Digital Loan Application: Ancillary Product Configuration

Overview

This guide outlines the standard four-step process for configuring any ancillary product (GAP, Debt Protection, VPP, MBP, or DPW) within the Glide Digital Loan Application.

Getting Started: The Ancillary Products Overview

When you first enter the configuration area, you will be presented with a high-level overview of your available add-on products. This screen serves as your central hub for managing loan protections.

• Accessing the Menu: Navigate to the Digital Loan Application section in the sidebar and select Ancillary Products.

• Product List: Here you can see all current products, such as GAP, Debt Protection, VPP, MBP/MBI (Warranty), and DPW (Depreciation Protection).

• Status Indicators: The Status column quickly shows which products are currently Enabled and visible to potential borrowers.

• Search Functionality: Use the Search products... bar at the top to quickly find a specific product if your list grows.

Once you click into a specific product from the main list, the configuration process follows a standardized four-step structure across all offerings:

1. Product Details & Branding

Define how the product appears to your borrowers in the application interface.

• Enable Product: Use the master toggle to turn the specific offering on or off for all eligible applications.

• Product Name & Description: Customize the title (e.g., "GAP") and provide a clear explanation of the benefits for the borrower.

• Product Icon: Select a visual identifier (like a car or shield icon) to represent the product in the UI.

2. Visibility & Automation

Control when the product is shown and how it is added to the loan.

• Loan Type Visibility: Restrict the product to specific loan categories, such as Auto Loans or Personal Loans.

• Auto-Select: Choose whether the product is automatically pre-selected for the borrower once they meet the eligibility criteria.

3. General Exclusions (Borrower & Loan)

Set the primary "guardrails" for eligibility based on the borrower and the loan terms.

• Loan Amount: Set a Maximum Loan Amount (e.g., $25,000) for coverage eligibility.

• Geography: Use Blocked States to exclude specific regions due to regulatory or licensing restrictions.

• Borrower Age: Define a Minimum and Maximum Borrower Age (e.g., 18 to 75 years).

4. Vehicle & Financing Exclusions

For collateral-based products, ensure coverage is only offered for qualified assets.

• Vehicle Specifications: Set limits for Vehicle Age, Odometer Thresholds, and Excluded Vehicle Types.

• Loan-to-Value (LTV): Define the eligible Minimum and Maximum LTV% (e.g., 10% to 120%).

• Financing & Manufacturers: Exclude specific financing types or certain vehicle makes from coverage.

  

Saving

• Save: Click the Save button at the top right to store your configuration changes.