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Decisioning Logic

Understand the how to create auto decisioning rules

Sameer Kapur avatar
Written by Sameer Kapur
Updated over a month ago

Overview

Glide offers extensive customization options for creating rule sets to automate application decisions. Financial institutions can define rules based on various factors to determine whether an application is automatically approved, sent to pending, or denied.

How to Request a New Rule

When submitting a request for a new rule, provide the following details:

  1. Rule Name
    A unique name to identify the rule.

  2. Description
    A brief overview of the rule's purpose and how it operates.

  3. Dashboard Text
    The message displayed in the dashboard for this rule.

  4. Pending Reason
    The reason shown to staff when an application is sent to pending status.

  5. Action
    Specify whether the application should:

    • Be sent to pending, or

    • Be automatically denied.

  6. Level
    Indicate the scope of the rule (can choose multiple):

    • Membership level

    • Share level

    • Role level

  7. Environment
    Specify where the rule applies:

    • Applications submitted via the dashboard

    • Applications submitted via the member flow

Standard Rules

Rule name

Verbiage in Dashboard

Action

Level

Environment

Notes

Member address is classified as a commercial/business address.

Member address is classified as a commercial/business address.

Pending

Membership

Dashboard, Member Flow

ChexSystems® report requires manual review.

ChexSystems® report requires manual review.

Pending

Membership, Share

Dashboard, Member Flow

Applicant has failed ChexSystems.

Applicant has failed ChexSystems.

Pending

Membership

Dashboard, Member Flow

Applicant ID information has an address mismatch.

Applicant ID information has an address mismatch.

Pending

Membership

Dashboard, Member Flow

If an ID is scanned and the address on the ID does not match the address entered into the application.

Fraud checks require manual review.

Fraud checks require manual review.

Pending

Membership

Dashboard, Member Flow

Supported Variables

The following variables can be used when setting up decisioning rules:

  • Age of Member: Define conditions based on the member's age.

  • Location of Member: Apply rules using the member's zip code or city.

  • Number of Joints/Beneficiaries: For example, send to pending if more than one joint member is listed.

  • International Flow: Trigger rules if the member selects "No" to the question, "Do you have a SSN/ITIN?"

  • Selected Product: Set rules based on the product chosen during the application.

  • Existing Product: Trigger actions if the member already holds a specific product.

  • Membership Creation: Identify whether the membership was created before or outside of Glide.

  • System Flags: Use warning codes (Symitar), stop codes/alerts (XP2), or notes (Keystone) as variables.

    • Note: Please consult your Customer Success Manager (CSM) to confirm supported variable levels.

  • Address Match: Check if the inputted address matches the address on the submitted ID (if the ID includes an address).

  • Eligibility Type: Trigger rules based on the specific eligibility type selected.

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