Overview

Glide receives 200+ different attributes from the credit bureaus. Our list of standard attributes in the table below are supported out of the box. If you would like to decision based on our full list of attributes, additional set up time may be required.

Credit Score

VantageScore returns a single number, ranging from 300 to 850. The table below maps numeric credit score ranges to a user-friendly description.

Min Score	Max Score	Description
300	499	Very Poor
500	559	Poor
560	669	Fair
670	749	Good
750	809	Great
810	850	Excellent

Standard Attributes

Attribute	Description
PT179	Balance on open credit card accounts.
PT205	Balance on all unsecured personal accounts, including joint and authorized user accounts.
PT021	Monthly payment on auto loans.
PT014	Monthly payment on all accounts.
PT130	Number of tax liens.
PT149	Number of public records filed in the past 24 months (this includes judgments).
AT02S	Number of open accounts (trade lines).
PT143	Number of 30-days-late reports in the past 12 months.
G251A	Number of 60+-days-late reports on non-medical accounts.
PT069	Number of charge-offs in the past 12 months.
GB311	Has a bankruptcy ever been reported? (1 = yes, 0 = no).
S207S	Number of months since the most recent bankruptcy (primary detection method).
S207A	Number of months since the most recent bankruptcy (alternate detection method).
PT126	Credit utilization on bankcard accounts.
PT160	Credit utilization on open accounts.
PT174	Balance on non-medical collection accounts.
GB311	Has a bankruptcy ever been reported? 1 = yes; 0 = no.
PT072	Number of delinquencies in the past 30 days.
PT016	Credit utilization on revolving accounts
AP004	Number of hard inquiries in the past 24 months.

Full List of Attributes

The attributes below are the full list of attributes. Decisioning based on these attributes may require additional set up time.

Number and Age of Accounts

Attribute	Description
PT023	Age in months of the borrower's credit file.
PT082	Age in months of the newest account.
PT120	Age in months of the newest bankcard account.
PT163	Age in months of the newest installment account.
RE21S	Age in months of the newest revolving account.
AT20S	Age in months of the oldest account.
PT181	Age in months of the oldest account.
BC20S	Age in months of the oldest credit card account.
PT079	Age in months of the oldest installment account.
PT095	Age in months of the oldest installment account.
PT080	Age in months of the oldest revolving account.
RE20S	Age in months of the oldest revolving account.
S004S	Average age in months of all accounts.
AP002	Average age in months of an open account.
AP003	Average age in months of an open account excluding authorized user and joint accounts.
AP012	Average age in months of all open installment accounts.
AP011	Average age in months of all open revolving accounts.
AP013	Average age in months of all open accounts excluding revolving and installment accounts.
PT022	Date (MMYYYY) that the oldest account was first reported.
PT076	Date (MMYYYY) that the oldest account was first reported.
AP001	Number of accounts.
AT01S	Number of accounts.
AT06S	Number of accounts opened in the past 6 months.
PT092	Number of accounts opened in the past 12 months.
AT09S	Number of accounts opened in the past 24 months.
PT138	Number of accounts active in the past 6 months.
PT166	Number of auto loans opened in the past 6 months.
PT119	Number of bankcard accounts.
PT121	Number of bankcard accounts opened in the past 6 months.
PT200	Number of closed accounts.
PT190	Number of closed credit cards.
PT191	Number of closed installment accounts.
BC06S	Number of credit cards opened in the past 6 months.
PT159	Number of credit union accounts.
IN06S	Number of installment accounts opened in the past 6 months.
PT155	Number of installment accounts opened in the past 12 months.
PT194	Number of installment accounts that stayed current over the past 24 months.
PT193	Number of loans and credit cards applied for in the past 24 months.
PT083	Number of mortgage accounts.
PT139	Number of mortgages opened in the past 6 months.
MT06S	Number of mortgages opened in the past 6 months.
PT150	Number of non-federal student loans.
AT02S	Number of open accounts.
PT201	Number of open accounts.
BC02S	Number of open credit cards.
PT182	Number of open credit cards.
BC12S	Number of open credit cards active in the past 12 months.
IN02S	Number of open installment accounts.
PT140	Number of open installment accounts opened in the past 24 months.
MT02S	Number of open mortgages.
PT183	Number of open retail accounts.
RE02S	Number of open revolving accounts.
RE12S	Number of open revolving accounts active in the past 12 months.
PT167	Number of retail accounts opened in the past 6 months.
PT105	Number of revolving accounts.
RE06S	Number of revolving accounts opened in the past 6 months.
PT157	Number of revolving accounts opened in the past 12 months.
PT158	Number of revolving accounts opened in the past 24 months.
PT110	Number of revolving accounts opened in the past 7 years.
PT168	Number of student loans opened in the past 12 months.
PT104	Number of open accounts rated as satisfactory.
AT104S	Percentage of accounts opened in the past 24 months.
AT103S	Percentage of open accounts rated as satisfactory.

Account Ratings

Ratings may differ between bureaus. Contact your CSM to learn more about using Account Rating attributes.

Attribute	Description
G310S	Worst rating on all accounts in the past 12 months.
PT188	Worst rating on currently open accounts.
G304S	Worst rating on installment accounts in the past 12 months.
PT189	Worst rating on mortgages in the past 12 months.
G302S	Worst rating on revolving accounts in the past 12 months.

Balances and Payments

Attribute	Description
PT068	Average balance on an open account.
PT056	Balance on all accounts.
PT202	Balance on all accounts.
PT204	Balance on all personal accounts, including joint and authorized user accounts.
PT205	Balance on all unsecured personal accounts, including joint and authorized user accounts.
PT206	Balance on all secured personal accounts, including joint and authorized user accounts.
PT187	Balance on currently delinquent accounts.
AT33A	Balance on open accounts that have been active in the past 12 months.
AT33B	Balance on open accounts active in the past 12 months, excluding mortgages and home equity accounts.
AU33S	Balance on open auto loans active in the past 12 months.
PT179	Balance on open credit card accounts.
BC33S	Balance on open credit cards active in the past 12 months.
IN33S	Balance on open installment accounts active in the past 12 months.
PT020	Balance on open mortgages.
MT33S	Balance on open mortgages active in the past 12 months.
PT180	Balance on open retail accounts.
PT017	Balance on open revolving accounts.
RE33S	Balance on open revolving accounts active in the past 12 months.
ST33S	Balance on open student loans active in the past 12 months.
PT146	Balance on unsecured accounts.
PT145	Balance on unsecured credit cards.
PT162	Highest balance on a revolving account.
PT014	Monthly payment on all accounts.
ATAP01	Monthly payment on all accounts active in the past 12 months.
PT021	Monthly payment on auto loans.
PT019	Monthly payment on mortgages.
AP005	Number of payments made on all accounts.
PT154	Number of revolving accounts with a non-zero balance.

Available Credit, Credit Limit, and Credit Utilization

Attribute	Description
PT192	Available credit as a percentage of the credit limit on revolving accounts.
G202A	Available credit on open accounts active in the past 12 months, excluding installment accounts and mortgages.
PT112	Available credit on open bankcard accounts active in the past 6 months.
BC102S	Average credit limit on an open credit card account active in the past 12 months.
RE102S	Average credit limit on an open revolving account active in the past 12 months.
PT054	Credit limit on open accounts.
AT28A	Credit limit on open accounts active in the past 12 months.
AT28B	Credit limit on open accounts active in the past 12 months, excluding mortgages and home equity accounts.
AU28S	Credit limit on open auto loans active in the past 12 months.
PT118	Credit limit on open bankcard accounts.
PT177	Credit limit on open credit cards.
BC28S	Credit limit on open credit cards active in the past 12 months.
PT103	Credit limit on open installment accounts.
IN28S	Credit limit on open installment accounts active in the past 12 months.
MT28S	Credit limit on open mortgages active in the past 12 months.
PT178	Credit limit on open retail accounts.
PT111	Credit limit on open revolving accounts.
RE28S	Credit limit on open revolving accounts active in the past 12 months.
ST28S	Credit limit on open student loans active in the past 12 months.
PT126	Credit utilization on bankcard accounts.
PT153	Credit utilization on installment accounts.
PT160	Credit utilization on open accounts.
AT34A	Credit utilization on open accounts active in the past 12 months.
AT34B	Credit utilization on open accounts active in the past 12 months, excluding mortgages and home equity accounts.
AU34S	Credit utilization on open auto loans active in the past 12 months.
AP006	Credit utilization on open credit cards excluding authorized user accounts.
BC34S	Credit utilization on open credit cards active in the past 12 months.
IN34S	Credit utilization on open installment accounts active in the past 12 months.
MT34S	Credit utilization on open mortgages active in the past 12 months.
RE34S	Credit utilization on open revolving accounts active in the past 12 months.
ST34S	Credit utilization on open student loans active in the past 12 months.
PT016	Credit utilization on revolving accounts.
PT195	Highest credit limit on an open bank credit card.
S043S	Number of open accounts with 50%+ credit utilization active in the past 12 months, excluding installment accounts and mortgages.
PT198	Number of open credit cards with 90%+ credit utilization.
PT199	Number of open retail accounts with 90%+ credit utilization.
PT115	Percentage of bankcard accounts with 75%+ credit utilization.
BC30S	Percentage of open credit cards with 50%+ credit utilization active in the past 12 months.
BC31S	Percentage of open credit cards with 75%+ credit utilization active in the past 12 months.
RE30S	Percentage of open revolving accounts with 50%+ credit utilization active in the past 12 months.
RE31S	Percentage of open revolving accounts with 75%+ credit utilization active in the past 12 months.

Delinquencies

Attribute	Description
PT187	Balance on currently delinquent accounts.
PT142	Number of 30+-days-late reports on mortgages in the past 6 months.
G250A	Number of 30+-days-late reports on non-medical accounts.
G250B	Number of 30+-days-late reports on non-medical accounts in the past 12 months.
G250C	Number of 30+-days-late reports on non-medical accounts in the past 24 months.
PT143	Number of 30-days-late reports in the past 12 months.
PT141	Number of 30-days-late reports on mortgages in the past 12 months.
G251A	Number of 60+-days-late reports on non-medical accounts.
PT090	Number of accounts currently 30 days late.
G218B	Number of accounts currently 30+ days late and active in the past 12 months.
PT094	Number of accounts 120 days late.
PT185	Number of accounts 30+ days late in the past 6 months.
PT091	Number of accounts 90+ days late in the past 24 months.
PT089	Number of accounts 120+ days late in the past 2 months and still 120+ days late.
PT184	Number of accounts that have ever been delinquent.
AP008	Number of accounts that have had major derogatory marks.
AP008_RAW	Number of accounts that have had major derogatory marks as calculated by TransUnion.
G020S	Number of accounts with a maximum delinquency of 30 days late in the past 24 months.
PT165	Number of auto loans that have been 30 days late in the past 6 months.
PT122	Number of bankcard accounts that have never been delinquent.
PT197	Number of credit cards and retail accounts 30+ days late in the past 6 months.
PT063	Number of currently delinquent accounts.
PT065	Number of currently delinquent installment accounts.
PT064	Number of currently delinquent revolving accounts.
PT027	Number of delinquencies in the past 12 months.
PT071	Number of delinquencies in the past 2 years.
PT072	Number of delinquencies in the past 30 days.
PT073	Number of delinquencies in the past 60 days.
PT074	Number of delinquencies in the past 7 years.
PT186	Number of installment accounts 60+ days late in the past 6 months.
AP007	Number of minor delinquencies across all accounts.
S061S	Number of months since an account has been 60+ days late.
PT088	Number of months since an account has been 90+ days late.
S062S	Number of months since an account has been 90+ days late.
PT125	Number of months since the most recent bankcard delinquency.
AT36S	Number of months since the most recent delinquency.
IN36S	Number of months since the most recent installment account delinquency.
MT36S	Number of months since the most recent mortgage delinquency.
RE36S	Number of months since the most recent revolving account delinquency.
G224A	Number of non-medical accounts 90+ days late.
G217S	Past due amount of all accounts active in the past 12 months.
AT57S	Past due amount of open accounts active in the past 12 months.
AU57S	Past due amount of open auto loans active in the past 12 months.
BC57S	Past due amount of open credit cards active in the past 12 months.
HI57S	Past due amount of open home equity accounts active in the past 12 months.
HR57S	Past due amount of open home equity and line of credit accounts active in the past 12 months.
IN57S	Past due amount of open installment accounts active in the past 12 months.
MT57S	Past due amount of open mortgages active in the past 12 months.
RE57S	Past due amount of open revolving accounts active in the past 12 months.
ST57S	Past due amount of open student loans active in the past 12 months.
G051S	Percentage of accounts that have ever been delinquent.
PT093	Percentage of accounts that have never been delinquent.

Inquiries

Attribute	Description
AP004	Number of hard inquiries in the past 24 months.
PT038	Number of inquiries in the past 6 months.
S114S	Number of inquiries in the past 6 months, excluding duplicates, auto loan inquiries, and mortgage inquiries.
G238S	Number of inquiries in the past 12 months, excluding collections inquiries.
G244S	Number of inquiries, including duplicates, in the past 12 months.
G103S	Number of months since the most recent inquiry.

Public Records

Attribute	Description
G093S	Number of public records.
PT149	Number of public records filed in the past 24 months (this includes judgments).
PT129	Number of public records with a past due amount greater than $100.
AP010	Public record information (pipe-separated tuples represent public records).
AP010_RAW	Public record details in raw form (pipe-separated tuples).

Collections, Liens, Bankruptcies, and So On

Attribute	Description
PT132	Balance on collection accounts.
PT174	Balance on non-medical collection accounts.
PT137	Balance on non-medical collection accounts in the past 6 months.
S204A	Balance on non-medical third-party collection accounts active in the past 12 months.
PT176	Dollar amount of judgments.
PT148	Dollar amount of judgments filed in the past 6 months.
PT175	Dollar amount of tax liens.
PT147	Dollar amount of tax liens filed in the past 6 months.
GB311	Has a bankruptcy ever been reported? (1 = yes, 0 = no).
G094S	Number of bankruptcies. This includes all bankruptcies recorded as a public record, regardless of disposition.
PT069	Number of charge-offs in the past 12 months.
PT144	Number of collection accounts with a balance greater than $500.
PT196	Number of collection accounts with a non-zero balance.
PT134	Number of foreclosures.
S207A	Number of months since an account was reported as part of a bankruptcy.
S207S	Number of months since the most recent bankruptcy was filed.
CO04S	Number of months since the most recent charge-off.
FC04S	Number of months since the most recent foreclosure.
S209A	Number of months since the most recent non-medical account fell into third-party collections.
G095S	Number of months since the most recent public record.
RP04S	Number of months since the most recent repossession.
G215B	Number of non-medical third-party collection accounts with a non-zero balance.
PT136	Number of non-medical collection and charged-off accounts in the past 24 months.
PT151	Number of repossessed auto loans.
PT133	Number of repossessions.
PT130	Number of tax liens.
S068A	Number of third-party collection accounts.

Miscellaneous

Attribute	Description
PT203	Does the customer’s credit file contain too little information ("thin file")? Y=yes; N=no.
AP009	Is the borrower deceased? 1=yes; 0=no.