Overview

Funding statuses are shown on the Funding tab within the application details page for an applicant on the dashboard. Each status is defined below.

Card fundings

• Pending - Default / initial status of every card funding

• Authorized - Payment method is created on payment provider but payment method is not charged (for FIs that have funding before submission enabled)

• Posted - Card accepted by payment processor

• Failed - Card declined / payment provider failed to process card

• Completed - Payment success on payment provider & posted to Core

Card funding lifecycle diagram

ACH fundings (NACHA files)

• Pending - Default / initial state of every ACH funding

• Authorized - ACH funding is stored in Glide DB, but not sent through NACHA file until membership is approved (for financial institutions that have opening deposit flow)

• Completed (FKA "Initiated") - ACH fundings is included and posted to financial institutions through NACHA file

ACH funding lifecycle diagram

Legacy customers on Plaid Transfer

• Pending - Default / initial state of every ACH funding

• Settled - Payment is settled by Plaid Transfer

• Returned - Payment is returned and usually comes along with an ach_return_code

• Completed - Payment is successfully posted to core

Legacy ACH funding lifecycle diagram